Commercial Insurance
GL, workers' compensation, commercial property, hard-to-place and non-renewed business coverage. See Westminster business insurance
Home, auto, life and umbrella coverage for your household and personal needs.
Who this is for
Homeowners and families who want clear coverage checks, renewal reviews, and multi-policy options.
Why Phil Dong Agency
Local since 2008. Fast follow-up. One team for personal and commercial when your life includes a business.
Explore Our Coverage Options
Homeowners
- Dwelling coverage
- Personal property
- Liability protection
- Loss of use
Auto Insurance
- Liability coverage
- Collision & Comprehensive
- Uninsured motorist options
- Roadside assistance
Life Insurance
- Term life options
- Permanent life solutions
- Family financial security
- Legacy planning
Umbrella
- Extra liability protection
- Higher limits for home/auto
- Legal defense coverage
- Peace of mind
Bundle & Save
- Review home + auto together
- Simpler renewals
- Significant savings potential
- Side-by-side reviews
See our Westminster home insurance page.
Personal Insurance FAQ
Can I bundle home and auto?
Often yes — ask for a side-by-side review.
How do I start?
Quote form or book a short appointment.
Do you also handle commercial?
Yes — many clients use us for both.
When should I add a teen driver to my California auto policy?
Call us as soon as there’s a new driver in the household — including when they get a learner’s permit — so we can check how your Farmers policy treats permits vs. a license, and whether anyone is excluded. The California Department of Insurance tells consumers to tell their agent when they have new drivers in the household, and to read the policy before letting others drive, because some drivers can be excluded. We’ll also look at which car they’d drive most, your liability limits, and any discounts that actually apply on your policy (good student, driver training, multi-car, and the like depend on the carrier and the file — we won’t guess a price). Bring the permit or license and the declarations page, or call 714-775-6777. Our team helps in English, Spanish, and Vietnamese.